10 Things You Should Keep In Mind Before Buying A Car

I have mentioned it before: Buying a house and a vehicle are two of the most important financial decisions you will make in your life.

Therefore, it is better to be informed and take some recommendations into account.

First, we have to make some critical decisions before analyzing the possibilities of cars and which ones fit those requirements.

# 1 New Or Used Car
This will determine part of the cost of the car. If it is new, it will be more expensive. If it is used, we avoid the issue of depreciation.

And the savings are acceptable, but sometimes a new car gives us the peace of mind that it is not going to fail suddenly or that at least it still has a dealer’s warranty. It will free us from the fear that the person who sells it to us used, it will hide something from us that was not easy to identify in a quick inspection.

And the used one may have a warranty too, but we’ll probably have a shorter time to know if the car is in good condition and not make claims before it runs out.

Additionally, if it is more than five years old, a used car requires the cost of a technical-mechanical review every year and many other things that must be considered.

A car, when it already has a lot of time, will usually require us to have an additional expense, which would suddenly compensate a little for how expensive it is new.

However, it does not new mean that it is the best decision to buy a new car; it is a decision that only you must make based on these criteria and that you must assume what it means to choose either of the two options.

# 2 Car Type And Size
If it is a car, if it is a truck, if it is a family, if it has a small or large trunk, in which case if it is a small car it will probably be more economical in fuel, if it is large, it will allow you to carry things.

Well, definitely each person has different requirements and based on this you also have to choose what you need.

# 3 The Vehicle Range
A very low-end car may have certain risks or be unsafe in specific measures because it does not have all the security systems or does not include them to save costs precisely.

A high-end car can make you pay money for features that you will hardly use or simply luxuries that do not represent any benefit. But also, high-end, it can include more excellent safety, which would be vital for the more excellent preservation of passenger care in the event of an accident.

# 4 Minimum and Maximum Budget
You also have to consider the total budget, both the minimum and the maximum.

The minimum determines all of the above, basically which cars are within that budget. The maximum tells you that if you find a perfect vehicle, that you love it and that it has everything you would like to have, but that it goes beyond that maximum budget because there is simply nothing to think about, there is nothing to analyze, there is no nothing to do; you can’t buy it, and that’s it.

You define that maximum.

# 5 Automatic Or Mechanical Cart
An automatic car can precisely give you many comforts, especially in heavy traffic, when driving slowly.

The automatic transmission is the best for many people, but it is not considered for others, and they need to have their manual gearbox.

Suppose it is your first car and you recently know how to drive. In that case, you can do what I did, and that is that you buy the motorized vehicle with a manual gearbox so that you learn to drive better and master the automated gearbox. Then later, you can have an automatic one without a problem, and with that, you will never forget to drive that type of transmission.

Of course, the automatic transmission is the most expensive.

# 6 Expenses You Must Budget In Addition To The Cost Of The Vehicle
For example, the cost of registration and “SOAT”, if with vehicle credit, we will probably have certain expenses such as the pledge and the security interest registration.

If it is a disbursement from your savings account, probably in terms of the initial fee, or if it is the entire expense, there will be a four × 1000 tax there that must be taken into account.

And of course, there will also be subsequent expenses that we have to analyze, such as the cost of the annual tax that must be paid, apart from the periodic preventive maintenance that must be done to preserve the guarantee, even if you do them outside the dealer.

And, if you have a vehicle loan, we will consider the instalment with capital, interest, life insurance, instalment insurance, and possibly other washers that we hope you do not have to pay. But you have to keep them in mind as part of your equation.

Qualification Of Each Candidate Vehicle For Purchase
Now, the idea of ​​this post is to mention 10 things to keep in mind, and what we said earlier were general recommendations.

The following 10 things to consider, we will preferably write them down in an Excel-type table where each column is one of these, and we will give a rating to each point with the vehicles that interest us.

We are filling this table with each car that may be a purchase option for us, and at each point, we will place from 1 to 10 how well it is in that regard.

In the end, you new will be left with a more objective view of your options to determine which is the best, according to the parameters that are essential for you.

Before continuing, I must say that these are the ten things that are the most important things to me: you can have a different one, or you can eliminate one of these if it does not seem relevant to you.

This guide or guideline can help you choose your vehicle, precisely ordering among all the possibilities because there are many options on the market.

1. Security
This is where we consider things like airbags. The more airbags, the better.

Brakes “ABS”, braking distribution system “EBD”, traction control, stability control, anti-roll control, all those systems or safety assistance that in some eventuality can save your life.

And for me it is the first item because personally, it is the one that I consider the most important of all.

2. Basic Assists
Such as reversing or even front parking sensors, reversing cameras, parking assistance in that type of car that parks alone, blind-spot alert or emergency braking.

3. Fuel Economy
You can analyze on the Internet the certified figures of what is the average consumption in the city or on the highway, or mixed fuel consumption in kilometre per gallon in whatever figure, and that you have according to the list or the number of possible cars to buy, a rating for each on this.

If it is an electric car, you also look for information according to energy consumption. So you rate it in that aspect, both compared to other electric vehicles and fuel and gasoline cars.

# 4 Comfort
This is important when you test the car, when you sit down and analyze the space, what the seats are like, the distance between the pedals, the height of the steering, if it is adjustable, the lever, how you feel in the car.

For long trips or to spend hours in a traffic jam, comfort becomes essential, the ergonomics of that position when driving.

# 5 Entertainment Options
Having a car for many years and driving for hours, it will probably be helpful to have music, a guide map, options for “Android Auto” or “CarPlay” from Apple, or something similar.

If you have kids staying in the back, then suddenly rear-seat entertainment screens, or any way.

# 6 Convenience Options
For example, having a “Sunroof”, some rain sensor pens that are activated automatically, automatic lights so that you don’t have to think about whether to turn them on or not, if it is time or not, if it got dark and you have to turn them on.

Some things relatively do not make much sense, and one can get used to doing it manually, but everyone will have their desirable conveniences.

# 7 The Fitness Of The Car For The Terrain
A car that is very short and is in a place with many holes and high projections, because it is going to suffer and you are going to be stressed all the time; so you also have to analyze where you are going to drive and that the vehicle really adapts to that.

# 8 Load Capacity
The load capacity or the size of the trunk, depending on what you need and consider most suitable for you. How spacious it is and how it feels when you have a full quota of people, for example.
# 9 The Average Depreciation Level
You can analyze the prices of used cars of the same model, from previous years, in the magazine “Motor” for example or in online publications.

And you analyze: “Okay, again this was worth it. Now used it is worth this”, and comparing with other vehicles of the same range but of other brands or something like that, where you realize that this depreciates faster than this one and then that will give it a different rating.

# 10 The Power Or The Engine
A car with very little power can even represent a risk when overtaking when accelerating, and a car with a lot of energy may also represent a risk for certain people.

Either way, the idea is to find an ideal balance for you, where you do not stay with a car that lacks power for what you need, but at the same time is not super powerful to the point of feeling that you lose control and that it ends up new costing you more in fuel and other things.

Only you know and define for yourself which is the appropriate measure. You probably have this table ready with the columns, and you can fill many of them from now on without having to go to test the car.

Investigating on the Internet, analyzing in forums, probably watching videos about that vehicle and getting a general idea … But you are still going to lack things, like what I tell you about sitting in the car, feeling it and truly saying: “Okay, this car I like. Dislike. It’s comfortable. The chair is hard”, or whatever.

So we are going to do the sum of all the qualifications.

The rating is from 1 to 10, and after filling in the table with all the vehicles that you have the option of, we have the possibility of ordering from highest to lowest, and that will help us prioritize which ones we are going to do the test drive because Without a test drive it will be complicated for you to make an objective purchase decision.

Imagine buying a car without trying it, and then you have to spend four, five, seven years with that car or whatever time it takes, and it turns out that it is uncomfortable or that you do not like how you feel, or that it is made for taller or taller people. Short, or whatever.

Because there are cars that differ a lot in that, the steering, the seat, and many other things are not sufficiently adjustable.

Nor are we going to do a test drive of 30 cars, because probably there we would be wasting time and money on unnecessary things, in addition to that you would have lots of salespeople bothering you all the time about whether you are going to buy the car you tested.

We are going to prioritize, having a relatively limited amount of options to try; And after you test them, then we are going to fill in the table with the rest of the ratings, now knowing how the vehicle feels and the things you need to be there using it to realize it for.

Up to this point, all ratings are objective, numbered, measurable, rational …
But we are not done.
There is a final rating for each car of how much you like the vehicle in general.
Where subjectively you follow: “I love this vehicle, and this other one, although it fulfils everything and has security, I don’t like it, I don’t feel good in it .”

Do you see? It doesn’t mean that because a car is perfect, it has to be perfect for you. One thing is the numbers, the figures, a cool head … Another is the way you feel, what attracts you, and we will also take that into account as a final point.

I recommend the same when buying a house, because even if it is the perfect house, if I do not feel well, then imagine buying it and living there all my life, or a large number of years, it does not make sense.

With this, you have in your hands a complete analysis, with a cool head and heart, to choose the right car for you.

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